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The question "which university?" is one of the most consequential decisions a Nigerian family makes — and in Abuja, there are now more options than most parents realise. Eight private universities are either located in Abuja or close enough to Abuja that they are genuinely on the table for FCT families. The differences between them in fees, admission requirements, faculty strength, and overall experience are substantial.

This guide covers all eight, with verified fees, honest assessments, and a clear framework for choosing. We have no commercial arrangement that favours any institution. Our only interest is helping your family make the right call.

On fees: All figures in this article are sourced from official university websites and verified materials as of June 2026. Fees are subject to change — always confirm the current schedule directly with the university's admissions office before making any payment. Accommodation costs are not included in any of the tuition figures quoted here.

01. Nile University of Nigeria

NILE

Nile University of Nigeria

Jabi Airport Bypass, Abuja · Est. 2009 · Member, Honoris United Universities

Nile is Abuja's oldest and most established private university, and in most respects its most ambitious. As a member of Honoris United Universities — the largest pan-African higher education network, spanning institutions across Tunisia, Egypt, Morocco, South Africa, and others — Nile offers something no other Abuja private university currently does: genuine international academic connectivity and student exchange opportunities.

It is also Abuja's most expensive private university by a significant margin. Medicine & Surgery for new enrolments in 2026/2027 comes in at ₦7,150,000 per session — that is seven million, one hundred and fifty thousand naira per year, before accommodation. Families considering Nile for Medicine need to budget realistically: over a six-year programme, tuition alone could exceed ₦42 million.

The programmes that drive the most competition and the most enquiries at Nile are Medicine & Surgery, Law, Computer Science, Cyber Security, and Engineering. These are also, not coincidentally, the programmes with the highest fees.

"Nile is conducting Post-UTME for the first time in the 2026/2027 session. All programmes go through an initial credentials screening — but Medicine and Law candidates must additionally sit a written examination. This is a significant change from previous years."

2026/2027 UTME & Admission Cutoffs (New): Medicine requires JAMB 240+. Law requires JAMB 220+. All other programmes require 150 and above. Every applicant goes through credential screening; only Medicine and Law candidates sit an additional written Post-UTME exam. This is the first time Nile has conducted any form of Post-UTME screening.

2026/2027 Tuition — New Enrolments
ProgrammePer Session
COLLEGE OF HEALTH SCIENCES
Medicine & Surgery₦7,150,000
Human Anatomy / Human Physiology₦3,750,000
Public Health₦4,000,000
FACULTY OF COMPUTING STUDIES
Computer Science / Information Technology₦3,750,000
Software Engineering / Cyber Security₦3,950,000
Data Science / Information Systems₦3,200,000
FACULTY OF ENGINEERING
Computer / Civil / Mechatronics Engineering₦3,950,000
Electrical / Mechanical / Chemical / Petroleum Engineering₦3,200,000
FACULTY OF LAW
Law₦4,550,000
FACULTY OF MANAGEMENT SCIENCES
Accounting / Business Administration₦3,450,000
Banking & Finance / Marketing / Entrepreneurship₦3,200,000
FACULTY OF SCIENCE
Biology / Biochemistry / Industrial Chemistry₦3,000,000
Biotechnology / Microbiology₦3,200,000
NEWLY APPROVED (signed June 2026)
Nursing Sciences / Medical Laboratory Science₦3,500,000
Geo-Informatics & Surveying₦3,200,000
School of Preliminary Studies (SPS)₦2,750,000

Source: nileuniversity.edu.ng/tuition-fees · Fees are for new enrolments only — returning student rates are lower. Excludes accommodation.

In May 2025, Nile's MBBS programme received a significant international recognition: the UK General Medical Council (GMC) confirmed that the degree meets its standards as an acceptable overseas qualification. This means Nile MBBS graduates can proceed directly to the PLAB process and register to practice medicine in the UK without individual qualification assessments — a pathway that also opens eligibility for medical practice in the US (via ECFMG) and Canada. Nile's College of Health Sciences has also been listed in the World Directory of Medical Schools. For a family investing ₦7.15M per session in Medicine, this international portability is a significant return on that investment.

On admission, there is no application fee to apply to Nile University. Admission is processed through the screening portal at screening.nileuniversity.edu.ng.

Students who score JAMB 275 receive 10% off tuition; JAMB 300 gets 20%; JAMB 320 gets 30%. Students with both a JAMB score of 350 or above and 5 A1 grades in WAEC or NECO are eligible for a full 100% scholarship. One important caveat: Law and Medicine are explicitly excluded from the scholarship scheme. Sports scholarships (100% coverage) are also available for national or professional athletes who commit to representing Nile, excluding medical students. Sibling discounts apply on a sliding scale — 5% for two enrolled children, rising to 20% for five or more — but apply only to newly enrolling siblings, must be applied for, and are not automatic.

CAVEOUT VERDICT

Nile is the right choice for families who want Abuja's most academically established private university and can sustain fees in the ₦3.2M–₦7.15M range per session. The Honoris network and newly approved Nursing programme give it genuine breadth. But for Medicine and Law, the JAMB cutoffs are now significantly higher (240 and 220 respectively), and the scholarship exclusion means families targeting these programmes face the full cost with no relief.

02. Prime University, Abuja

PU

Prime University

Main Campus: Dafara Road, Kuje, FCT · City Campus: Life Camp, adjacent to Nizamiye Hospital

Prime University is one of Abuja's newest private universities, having held its 2nd Matriculation Ceremony in May 2026. It was established in 2023 by the consortium behind Capital Science Academy and Nigeria-Ghana International College — two established secondary school operators in Abuja — and its tagline, "Incubating the Future," signals a deliberate emphasis on technology, innovation, and career readiness.

What makes Prime immediately interesting to families is the fee structure. Its two-campus model creates a price differential worth understanding: programmes at the Kuje main campus are noticeably cheaper than the same courses at the Life Camp city campus. A family's budget and location preference can genuinely influence which campus makes more sense.

Prime has also made a strong commitment to Law — offering both LL.B Civil Law and LL.B Sharia & Civil Law — at fees significantly below what Nile charges. At ₦3.5M per session on the Kuje campus, Prime's Law is a serious option for families who want a reputable Abuja Law degree without the ₦4.55M Nile price tag. Its Allied Health Sciences faculty covers Nursing Science and Public Health.

2026/2027 Tuition by Faculty & Campus
ProgrammeKuje CampusCity Campus (Life Camp)
FACULTY OF LAW
LL.B Civil Law₦3,500,000₦3,700,000
LL.B Sharia & Civil Law₦3,500,000₦3,700,000
FACULTY OF ALLIED HEALTH SCIENCES
Nursing Science / Public Health₦2,000,000₦2,000,000
FACULTY OF SCIENCES & COMPUTING
Computer Science / Software Engineering / Cyber Security / Data Science₦1,800,000₦2,200,000
Biochemistry / Microbiology / Forensic Science / Information Systems₦1,600,000₦2,000,000
FACULTY OF MANAGEMENT & SOCIAL SCIENCES
Accounting / Business Admin / Mass Comm / Taxation / Political Science / International Relations / Finance & Investment / Criminology / Economics₦1,600,000₦2,000,000
Actuarial Science₦1,600,000₦2,000,000

Source: primeuniversity.edu.ng · Official 2026/2027 fee schedule. Excludes accommodation.

There is no application fee to apply to Prime University. Applications are submitted through the official portal at primeuniversity.edu.ng/admission.

The Sciences & Computing faculty at Prime is clearly designed to attract the technology-driven generation. Computer Science, Cyber Security, Software Engineering, and Data Science are all available, with Kuje campus fees of ₦1.8M/session — making Prime one of the most affordable places in Abuja to study computing. The Management & Social Sciences faculty is broadly comprehensive, offering Actuarial Science alongside the more standard offerings of Accounting, Business Administration, and International Relations.

Important: Prime University is only in its third academic year. It is NUC-licensed and accredited, and its admission is in progress for 2026/2027. However, as with any newer institution, families should verify the accreditation status of their specific chosen programme directly with the admissions office before applying, and enquire about the current faculty strength in their area of interest.

CAVEOUT VERDICT

Prime is the strongest value proposition for students targeting Computer Science, Cyber Security, Software Engineering, Law, or Nursing at an Abuja private university. The dual-campus model gives families a genuine choice between a quieter academic environment (Kuje) and a central city location (Life Camp). The fees are among the most accessible of the four universities compared here — without sacrificing NUC accreditation or programme diversity.

03. Philomath University, Abuja

PH

Philomath University

Main Campus: Sector Centre B, Kuje · City Campus: 21 Euphrates Crescent, Maitama · NUC Licensed April 2021

Philomath University was licensed by the NUC on 8th April 2021, making it the older of the two newer institutions in this comparison. In its five years of operation it has built a growing reputation — winning Best Private University at the 2024 SEAL Awards — and taken a deliberate approach of keeping fees competitive while investing in two distinct campuses: a quiet, residential main campus in Kuje and a central city campus in Maitama, one of Abuja's most accessible and prestigious neighbourhoods.

One of Philomath's most distinctive policies is its free application form — there is no form fee and no charge for campus visits. For a family comparing multiple universities, this matters. It also offers tuition discounts of 20–40% for eligible students, and first-year students who apply early are guaranteed on-campus accommodation — a practical advantage that reduces one of the biggest stresses of first-year university life.

2026/2027 Tuition (Base Rates)
Faculty / ProgrammePer Session
Management & Social Sciences (Accounting, Business Admin, Economics, Public Admin, Entrepreneurship, Criminology, Political Science, Psychology)₦1,480,000
Communication & Media Studies (Mass Communication, Journalism, Public Relations, Broadcasting, Film & Multimedia)₦1,480,000
Computing & Information Technology (Computer Science, Cybersecurity)from ₦1,780,000
Natural & Environmental Sciences (Architecture, Microbiology, Biotechnology, Biochemistry)from ₦1,780,000
Faculty of Law₦2,400,000

Source: philomath.edu.ng/faq and philomath.edu.ng/tuition-fee — verified June 2026. Eligible students may receive 20–40% discount on tuition. Excludes accommodation (₦950,000+ depending on room type).

Philomath's Law programme at ₦2,400,000/session is the cheapest accredited Law degree in Abuja among the four universities covered here. With a 20% early-application discount, an eligible student could study Law at Philomath for as little as ₦1,920,000/session. That is a meaningful difference for families making a multi-year financial commitment.

The university currently offers six faculties and does not offer Medicine or Engineering — so families specifically targeting those should look elsewhere. Its JAMB minimum cutoff is 140 for all departments. It does conduct Post-UTME screening.

CAVEOUT VERDICT

Philomath is the best option for families prioritising value without sacrificing quality or NUC accreditation. Its Law programme is the most affordable in Abuja, its Management and Social Sciences fees are among the lowest of any accredited Abuja private university, and its two-campus model offers genuine flexibility. The discount structure rewards early planning — families who apply promptly and qualify can reduce their total tuition commitment significantly.

04. Cosmopolitan University, Abuja

CU

Cosmopolitan University

Plot 432, Yakubu J. Pam Street, Opposite National Hospital, Central Business District, Abuja · Approved May 2023

Cosmopolitan University Abuja occupies a genuinely distinctive location: directly opposite the National Hospital in the Central Business District. For students interested in Health Sciences — or indeed any student who wants to be at the heart of Abuja's government, diplomatic, and business activity — this is a meaningful advantage that no other private university in Abuja currently offers.

Approved by the Federal Executive Council on 16th May 2023, Cosmopolitan is the most recently established of the four universities in this comparison. Its fee range is reported as ₦1.5M–₦6.5M/session, with the higher end reflecting Health Sciences and clinical programmes. The university also accepts payment in US dollars, which can be convenient for diaspora families or those with dollar-denominated income.

Verify before applying: As the newest institution in this comparison, families should confirm the current NUC accreditation status of their specific chosen programme directly with Cosmopolitan's admissions office. Accreditation for specific courses at newer universities can evolve — what is approved at establishment may have expanded or, in some cases, not yet been fully processed. Visit cosmopolitan.edu.ng or contact admissions directly for the most current programme list and fees.

The JAMB minimum cutoff at Cosmopolitan is 140 for all departments. It conducts Post-UTME screening. The university's Central Business District location means easy access to government ministries, international organisations, and corporate Abuja — a real advantage for students in public administration, international relations, economics, or health-related fields.

CAVEOUT VERDICT

Cosmopolitan's most distinctive advantage is location — no other Abuja private university puts students in the Central Business District, directly opposite the National Hospital. For Health Sciences students and those targeting government, NGO, or diplomatic careers, this is genuinely valuable. Families should verify programme-specific details carefully given the university's recent establishment.

05. Baze University, Abuja

BAZE

Baze University

Jabi Airport Road Bypass, Behind National Judicial Institute, Abuja · Est. 2011 · Founder: Sen. Yusuf Datti Baba-Ahmed

Baze University sits on a 50,000 sqm campus on Jabi Airport Road and was established in 2011 with an explicit mission to provide education to British standards "at about half the cost of studying abroad." It is Abuja's second oldest private university after Nile and one of the most comprehensively accredited private institutions in Nigeria.

In October/November 2025, Baze completed a NUC comprehensive accreditation exercise — all presented programmes received full accreditation. The university now holds full accreditation across nine professional regulatory bodies covering Engineering, Law, Medicine, Nursing, Architecture, Radiography, and Estate Management. A confirmed ACCA partnership (since 2017) integrates the professional Accounting curriculum, giving Accounting students a structured pathway to the ACCA qualification. Baze appears in the Times Higher Education World University Rankings.

Medicine fees at Baze are structured progressively by level — cheaper in early years and rising with clinical training. At Levels 400–600, Medicine costs approximately ₦5,150,000 per session. The JAMB cutoff is 180 for most programmes. There is no prominent application fee — verify at bazeuniversity.edu.ng.

2025/2026 Tuition — Key Programmes (approximate)
ProgrammePer Session
Medicine & Surgery (100 Level)~₦3,350,000
Medicine & Surgery (400–600 Level)~₦5,150,000
Nursing Science~₦2,887,000
Engineering (all programmes)~₦2,271,000
Computing & IT~₦2,000,000 – ₦2,300,000
Management & Social Sciences~₦2,044,000
LawVerify at bazeuniversity.edu.ng

Source: bazeuniversity.edu.ng — Medicine fees are level-dependent. Verify current schedule directly at the official portal. Excludes accommodation.

CAVEOUT VERDICT

Baze is Abuja's second most established private university and one of its most comprehensively accredited. The ACCA partnership is a genuine differentiator for Accounting. Nine professional body accreditations add real employability value. Families comparing Baze and Nile should make a course-by-course, level-by-level cost comparison — the gap narrows significantly in Medicine's clinical years.

06. Veritas University, Abuja

VU

Veritas University

Bwari Area Council, FCT, Abuja · Est. 2008 · Catholic Bishops Conference of Nigeria · "The Catholic University of Nigeria"

Veritas University is the Catholic University of Nigeria, established by the Catholic Bishops Conference of Nigeria and admitted its first students in 2008. Its campus is in Bwari — roughly 45 minutes from central Abuja in a quieter, greener setting. The university combines academic rigour with values-based formation. It is inclusive — admission is not restricted by religion.

Its most striking feature for most families is the fee structure. For the vast majority of undergraduate programmes, Veritas charges between ₦670,000 and ₦1,786,000 per session — the most affordable among the private universities in this comparison for non-Medicine courses. Accommodation is compulsory for undergraduates and charged separately. International students pay in US dollars.

2025/2026 Tuition — Approximate Range
Programme TypePer Session
Most undergraduate programmes (Arts, Sciences, Management, Law, Computing)₦670,000 – ₦1,786,000
Health Sciences / Pharmacy~₦1,786,000 (tuition)
Medicine & Surgery — new students (all-in)~₦4,063,000
International studentsUSD 650 – USD 1,500

Source: veritas.edu.ng/fees.php — JAMB cutoff: 170 general, 220 Law, 200 Nursing/Pharmacy. Acceptance fee ₦100,000. Accommodation compulsory for undergraduates and charged separately. Verify current fees at the official website.

CAVEOUT VERDICT

Veritas is the most financially accessible quality private university in Abuja for non-Medicine courses. Its Catholic identity and Bwari location are the two factors families need to assess personally. For those comfortable with both, Veritas delivers NUC-accredited education at fees that make it genuinely competitive with what many families might otherwise consider "affordable" federal alternatives — without the ASUU disruption risk.

07. Bingham University, Karu

BU

Bingham University

Km 26, Abuja-Keffi Expressway, Karu, Nasarawa State · Est. 2005 · ECWA/COCIN · 26km from Abuja city centre

Bingham University was formally licensed by the NUC in January 2005 — making it older than Nile, Baze, and most other institutions in this comparison. Founded by the Evangelical Church Winning All (ECWA) and later expanded under COCIN, it sits in Karu, Nasarawa State, 26km from Abuja on the Abuja-Keffi Expressway. It is not within the FCT, but is well within commuting or relocation distance for many Abuja families.

Bingham's defining feature is affordability. Management and Social Sciences cost approximately ₦770,000 per session. Medicine is ₦2,980,000 for new students — the lowest Medicine fee among all universities in this comparison. Law is ₦2,120,000. These are substantial, compounding differences over a 4–6 year programme. Bingham operates 12 faculties with 64 programmes, is fully NUC-accredited, and is not subject to ASUU strikes.

2025/2026 Tuition — New Students (key programmes)
ProgrammePer Session
Medicine & Surgery (100–300 Level)₦2,980,000
Medicine & Surgery (300–600 Level)₦3,380,000
Law₦2,120,000
Pharmacy₦1,920,000
Nursing Sciences₦1,620,000
Computer Science / IT / Cyber Security / Architecture~₦1,157,000
Economics / Accounting / Business Admin / Sociology~₦770,000
Microbiology / Biochemistry~₦756,000

Source: binghamuni.edu.ng — JAMB cutoff: 150. Acceptance fee: ₦10,000. Hostel: ~₦70,000/session (optional). Verify current fees at the official website.

CAVEOUT VERDICT

For families where budget is a serious consideration — especially for Medicine, Law, Pharmacy or Nursing — Bingham offers NUC-accredited programmes at fees that are sometimes less than half what Nile or MLU charge. The Karu location is the main factor to assess in person. For families who can make the location work, Bingham is the strongest value proposition for premium-course programmes in the greater Abuja area.

08. Margaret Lawrence University

MLU

Margaret Lawrence University

Abuja Campus: River Park Estate, Airport Road, Lugbe, FCT · Main Campus: Ika North-East LGA, Delta State · Third Matriculation: March 2026

Margaret Lawrence University operates two campuses: its Abuja campus is in Lugbe (River Park Estate, Airport Road) within the FCT; its main campus is in Delta State. The Abuja campus offers Health Sciences, Computing, Law, and Management & Social Sciences. Engineering is at the Delta campus. MLU held its Third Matriculation in March 2026, making it one of the newest institutions in this comparison.

MLU publishes one of the most transparent fee schedules of any Nigerian private university — full itemised tables for every programme, both campuses, and student categories are available at mlugalilee.edu.ng/fees. The fees place MLU at the premium end: Medicine is ₦6,500,000 tuition at the Abuja campus (comparable to Nile), and Law at ₦5,000,000 tuition is the highest Law fee in this entire comparison. Computing is ₦3,000,000 — in line with Nile. Management & Social Sciences is ₦2,500,000 per session.

2026/2027 Tuition — Abuja Campus (official, from mlugalilee.edu.ng/fees)
ProgrammeTuition/SessionNew Student Total
Medicine & Surgery (MBBS)₦6,500,000₦7,064,000
Nursing / Med Lab Science / Optometry / Radiography / Physiotherapy₦3,500,000₦4,064,000
Law₦5,000,000₦5,314,000
Computer Science / Cyber Security / Software Engineering₦3,000,000₦3,324,000
Architecture₦3,500,000₦3,824,000
Estate Management / Urban Planning / Surveying₦3,000,000₦3,324,000
Management & Social Sciences (all programmes)₦2,500,000₦2,864,000
Engineering — Delta Campus (Civil / Electrical / Computer / Mechanical)₦2,500,000₦2,874,000

Source: mlugalilee.edu.ng/fees — official 2026/2027 schedule. "New Student Total" includes tuition + medical (₦250,000) + ICT (₦14,000) + matriculation (₦50,000) + faculty charges. Excludes accommodation.

CAVEOUT VERDICT

MLU's Abuja campus in Lugbe gives it genuine FCT accessibility, and its fee transparency is genuinely commendable. However, its pricing — particularly Law at ₦5M and Management at ₦2.5M — sits at the premium end for an institution in only its fourth year. Families should verify NUC accreditation for their specific programme, confirm which campus delivers the course, and weigh institutional maturity against the fee commitment before deciding.

Side-by-Side Comparison

This table summarises key facts for quick comparison. Scroll right on mobile. All fees are per session (tuition only unless noted). Always verify current figures directly with each university.

FactorNILEBAZEVERITASPRIMEPHILOMATHCOSMOPOLITANBINGHAMMLU (Abuja)
Est.2009201120082023202120232005New (2022)
LocationJabi, AbujaJabi, AbujaBwari, FCTKuje/Life CampKuje/MaitamaCBD, AbujaKaru, NasarawaLugbe, FCT
Medicine fees/session₦7.15M₦3.35M–₦5.15M (by level)~₦4M all-inNot offeredNot offeredVerify directly₦2.98M–₦3.38M₦6.5M tuition
Law fees/session₦4.55MVerify siteWithin ₦670k–₦1.79M range₦3.5M (Kuje)₦2.4MVerify directly₦2.12M₦5M tuition
Computing/Tech fees₦3.75M–₦3.95M~₦2M–₦2.3MWithin ₦670k–₦1.79M₦1.8M–₦2.2Mfrom ₦1.78MVerify directly~₦1.16M₦3M
Management Sci fees₦3.2M–₦3.45M~₦2.04M₦670k–₦1.79M₦1.6M–₦2M₦1.48MVerify directly~₦770k₦2.5M
JAMB minimum150 (220 Law, 240 Med)180170 (220 Law)140140140150Verify
Post-UTMEScreening all; exam Med & Law onlyYesYesYesYesYesYesYes
Engineering✅ ₦3.2M–₦3.95M✅ ~₦2.27MNot offeredNot listedNot offeredVerify✅ Delta campus
Notable recognitionGMC UK (MBBS); Honoris; THE Rankings9 professional bodies; ACCA; THE RankingsNUC; Catholic BishopsNUC; ACCASEAL Best Private Uni 2024NUCNUC; ECWA/COCINNUC
Scholarships / DiscountsUp to 100% (not Law/Med); siblingUp to 50% merit; siblingInstallment-friendlyAvailable20–40% discountAvailableAvailableVerify
Application feeNoneVerify site₦10,000NoneNoneVerifyNone prominentVerify
Faith affiliationNoneNoneCatholicNoneNoneNoneECWA / COCINNone

How to Choose

No university in this comparison is objectively "the best." Across these eight institutions, fees for the same type of degree can vary by ₦5 million or more per session. The right choice comes down to four things:

1

Course availability and NUC accreditation. Confirm the specific programme is offered and fully NUC-accredited at the university you are considering. Do not rely on agents or social media — check the NUC's approved programmes list and call the university's admissions office directly. This is non-negotiable.

2

Realistic total cost over the full programme duration. A six-year Medicine programme at Nile could cost over ₦42M in tuition alone. The same degree at Bingham could cost under ₦19M. Law at MLU Abuja is ₦5M per session; Law at Bingham is ₦2.1M; Law at Philomath can be under ₦2M with a discount. These differences multiply across every year. Budget for the full programme, not just Year 1.

3

Your child's JAMB score and realistic admission prospects. Nile requires JAMB 240+ for Medicine, 220+ for Law. Baze requires 180+. Veritas requires 170+. Most other universities accept 140–150+. There is no value in targeting a university your child is unlikely to gain admission to, or paying premium fees at an institution when a well-accredited one would accept their current profile. Be honest about the scores.

4

Location, environment and family values. Eight universities means eight very different environments — from Nile and Baze on Jabi Airport Road, to Veritas in Bwari, to Cosmopolitan in Abuja's Central Business District, to Bingham 26km outside Abuja in Karu, to MLU in Lugbe. Faith affiliation matters for some families: Veritas is Catholic, Bingham is ECWA/COCIN. Visit each shortlisted campus before committing.

At Caveout Consulting, we work through all four factors with every family before making a placement recommendation. We shortlist the universities where your child is most likely to be admitted, most likely to thrive, and where the fees are sustainable across the full programme. We then manage the application, verification and onboarding process entirely — so you are not navigating this alone.

Not sure which university fits?

Book a free 15-minute consultation. We'll give you a personalised shortlist based on your child's JAMB score, O'Level results, intended course, and your family's budget — with no pressure and no obligation.

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